Does Aldi Take Credit Cards?

Are you tired of carrying around wads of cash or constantly searching for the nearest ATM just to buy groceries?

Do you find yourself wondering if Aldi, the beloved discount supermarket, takes credit cards? So, does Aldi take credit cards?

Well, fear not my friend, because we’ve got the answer for you! It’s like trying to find a needle in a haystack, but we’ve done the digging for you.

So sit back, relax, and let’s get to the bottom of this credit card conundrum.

Does Aldi Take Credit Cards?

Yes, Aldi accepts credit card payments! While shopping in Aldi, you can easily use all four major credit cards, such as Visa, Mastercard, and American Express.

Although Aldi didn’t previously accept credit cards, it started to do so in 2016 and has since added contactless and tap-and-go payments. 

This is great news for credit card users and those who prefer to carry small amounts of cash.

When you’re planning on visiting Aldi, bring your credit card. 

They’ll be happy to accept payments using tap-and-go and contactless technology.

See Also: Does Kroger Take Apple Pay?

What Type of Credit Cards Does Aldi Take?

In addition to Visa, Mastercard, and American Express, Aldi also accepts other forms of payment, including EBT, Link cards, Apple Pay, Google Pay, and the Supplemental Nutrition Assistance Program (SNAP).

This means you can use almost any credit card when making purchases at Aldi.

One of the great perks of using a credit card is earning rewards points when you make purchases at Aldi. This can be a great way to reduce your grocery bill.

Special financing deals are also available for those who use a credit card at Aldi. 

These may include an introductory APR offer, a promotional financing deal, or a no-interest financing agreement.

What Is the Best Credit Card for Shopping at Aldi?

The best credit card for Aldi shopping is the one that gives you the most points or Cashback when you make purchases at the grocery store.

A flat-rate cashback credit card is also a good option if you shop in other categories and want consistent rewards.

Unlike other retailers such as Target and Sam’s Club, Aldi doesn’t have a co-branded card that specifically caters to its customers. 

This means that you have a variety of reward cards to choose from.

One of the essential factors you should consider when choosing a credit card is its ability to earn big in grocery stores. 

A high-end card such as the Blue Cash Preferred from American Express can provide you with the best cashback rate for groceries. It also offers great Cashback on other categories.

Are There Charges if You Use a Credit Card at Aldi Stores?

No. There are no extra or hidden charges when you use a credit card at Aldi stores. 

One of the main reasons Aldi can keep its prices low is because it doesn’t pass on the credit card fees.

Most retailers typically pay a fee to credit card companies every time a customer uses a card. 

This can add up to a huge cost, so some retailers pass the fee onto their customers as a credit card surcharge.

Aldi does not charge a credit card fee, which helps keep the prices low for its customers. 

If you notice a payment on your bill after purchasing at Aldi, you should contact your credit card company to ask about it. The fee may be from another retailer for that you used your card.

Can You Get Cashback With Your Credit Card at Aldi?

Some customers may wonder if they can earn cash back on their purchases at Aldi by using their credit cards. 

The answer is yes, as the discount retailer is a part of the Discover card’s program.

Unfortunately, there are some limitations when using credit cards at Aldi. 

First, customers’ maximum amount of cash is only $100 per transaction. Also, the denominations of the Cashback that are available are limited.